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COVID-19 UPDATE: We are still open and operating safely for buyers, sellers, renters and landlords. Find out more
COVID-19 UPDATE: We are still open and operating safely for buyers, sellers, renters and landlords. Find out more
 | Modern living Exceptional 3 and 4 bedroom houses which have been carefully crafted for effortless modern living and with a range of lifestyles in mind. | |
 | Idyllic location Melbourn is a sought-after village offering idyllic countryside surroundings alongside close-by amenities in Royston and Cambridge. | |
 | Conveniently connected Meldreth train station is just 1.5 miles away with frequent trains to London Kings Cross or into Cambridge. The A10 passes close by the village, linking you to the M11 and A14. |
 | Finished to the highest standards Each home enjoys living spaces and integrated appliances that are tailor-made for the needs of today's contemporary lifestyle. | |
 | Outside space Well-planned gardens, attractive landscaped areas, and green space are set aside for children to play and parents to socialise. | |
 | Garages for all plot Being a new build, all of the properties at Orchard Gardens feature a garage as part of the plot. Perfect for family living. |
| Name and Address | Style | Beds | Bathrooms | Status | Price | |
|---|---|---|---|---|---|---|
| Plot 16, Orchard Gardens | House | 3 | 2 | For Sale | £470,000 | Full details |
| Plot 23, Orchard Gardens | House | 4 | 3 | For Sale | £725,000 | Full details |
Help to Buy: Equity Loan (2021-2023)
Help to Buy is a government scheme designed to help first time buyers who have never owned a property before to advance up the property ladder.
Who is eligible?
Help to Buy: Equity Loan (2021-2023) are available to first time buyers. The home you want to buy must be newly built with a price of up to £407,400 for the East of England (see the Help to Buy site for more regional caps)
How does it work?
With a Help to Buy equity loan the Government lends you up to 20% of the cost of your newly built home, so you’ll only need a 5% cash deposit and a 75% mortgage to make up the rest.
You must buy your home from a homebuilder registered for Help to Buy: Equity Loan.
The amount you pay for a home depends on where in England you buy it.
When getting a mortgage you will be able to borrow up to a maximum of 4.5 times your salary.
Help to Buy Equity Loan example
| For a property worth £400,000 | Amount | Percentage |
|---|---|---|
| Cash deposit | £20,000 | 5% |
| Equity loan | £80,000 | 20% |
| Your mortgage | £300,000 | 75% |
How do I pay back the Help to Buy equity loan?
You must pay back the loan after 25 years or when you sell your home - whichever comes first.
You will not be charged any interest on the 20% loan for the first five years of owning your home.
However a management fee of £1 a month will be applicable from the date of purchase for the duration of the equity loan.
From year six, a fee of 1.75% is payable on the equity loan, which rises annually by CPI (Consumer Price Index) inflation plus 2%.
For full information about the scheme, please visit helptobuy.gov.uk
Your payment
