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Guide to conveyancing

The Conveyancing process can be broken down into 3 main steps.

You can use the following as a checklist to assist you to keep track of your progress:

Step 1: Before exchange of contracts

Seller's conveyancer

  • Asks you to complete information forms
  • Obtains your title deeds and sends out contract with legal information
  • Answers additional enquiries (if any)
  • Asks you to sign contract and agree a completion date

 

     

    Buyer's conveyancer

    • Requests client's instructions and money on account of expenses
    • Receives contract, copy deeds, plan and information from seller's conveyancer and asks additional enquiries if necessary
    • Applies for local authority and any other relevant searches
    • Receives mortgage offer from lender
    • Reports to you on information and sends contract for signature, requests deposit (or uses deposit from sale - if any), agrees completion date with seller's conveyancer and confirms ready to exchange contracts

    Step 2: Exchange of contracts

    Seller's conveyancer

    • Receives buyer's deposit and signed contract from buyer's conveyancer
    • Obtains redemption (settlement) figure for your mortgage
    • Approves Transfer deed and arranges for you to sign it before completion date

     

       

      Buyer's conveyancer

      • Sends signed contract and deposit to seller's conveyancer
      • Prepares transfer deed and mortgage deed and sends them to you to sign
      • Carries out final searches
      • Prepares final accounts and requests any monies payable by you before the completion date

      Step 3: Completion

      Seller's conveyancer

      • Receives balance of sale monies and notifies seller and estate agent
      • Pays off outstanding mortgage
      • Forwards Deeds and Transfer document to buyer's conveyancer
      • Sends balance to you or puts towards purchase (if any)

       

         

        Buyer's conveyancer

        • Sends balance of money to seller's conveyancer
        • Pays stamp duty (if applicable)
        • Deals with all registration requirements at H.M.Land Registry
        • Sends deeds to bank or building Society (if any)

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