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Looking for a mortgage?
Embrace have access to 1000s

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Trust Pilot - 5 Stars

Rated Excellent by our customers

Looking for a mortgage?
Embrace have access to 1000s

efs logo

Trust Pilot - 5 Stars

Rated Excellent by our customers

Looking for a mortgage?
Embrace have access to 1000s

efs logo

Trust Pilot - 5 Stars

Rated Excellent by our customers

Looking for a mortgage?
Embrace have access to 1000s

efs logo

Trust Pilot - 5 Stars

Rated Excellent by our customers

Get the best mortgage deal for you

Whether you're a first time buyer, moving home, looking for help getting onto the property ladder or an experienced buy-to-let investor, you will want to get the best mortgage to suit your individual needs.

Thomas Morris are able to introduce mortgage services to you through Embrace Financial Services, a mortgage broker with a team of expert financial advisers.

What would you like to do?

If you would like to see if Embrace Financial Services can get you the best deal on your mortgage, call them on 0845 009 1098 or book an appointment to request a callback. 

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Book a mortgage appointment

Call us on 0845 009 1098 for more information or to book an appointment.

Alternatively you can request a call back by completing this form and an Embrace Financial Services adviser will call you to arrange a suitable time for your appointment.

We will use your information in order to arrange for Embrace Financial Services to respond to your enquiry. If you would like to know more about how we use your information, please read our Privacy Notice.

Reasons to choose Embrace Financial Services

98%

Customers would recommend us 

4,500

First time buyers on property ladder

17,500

Mortgage applications submitted

£3 billion

Mortgage submissions valued

EFS 1000s 

Choice

They have access to 1000s of mortgage deals from 100s of lenders, including well known high street providers. These often include exclusive deals that cannot be accessed by going direct to the lender. 

   
EFS safe 

Safe

Advisers will conduct secure video or telephone appointments so you can get expert advice from the comfort and safety of your home. 

EFS tailored 

Tailored

Embrace Financial Services will listen to your needs and circumstances and recommend the best products for you. 

   
EFS communication 

Communication

They provide excellent communication and will stay in touch every step of the way.  All documents can be shared safely and quickly electronically.

Justyna Ferra

Justyna Ferra

Justyna was born and raised in Poland and has lived in Cambridgeshire since 2006. She was educated at the University of Economics in Poland and the Anglia Ruskin University in Cambridge. As well as enjoying time with her family, Justyna likes to play computer games as she is very competitive!

Justyna has over 5 years’ experience in the financial services industry, previously working for a high street lender as a mortgage consultant. She joined the team in April 2015.

 

Simon Durose

Simon Durose

Simon grew up in Brampton, near Huntingdon, after his father was posted there with the R.A.F. He was educated at Brampton School and Hinchingbrooke School. He now lives in Godmanchester with his family. In his spare time, Simon enjoys running.

Simon has worked in the financial services industry since 1994, initially as an estate agent, before moving into mortgage broking in 2013. He joined the team in 2015.

 

Martin Doy

Martin Doy

Martin was born in Great Yarmouth, Norfolk, and raised in Oulton Broad, near Lowestoft, Suffolk. He has lived in Biggleswade, Bedfordshire, since 2012 with his family. In his spare time, Martin enjoys walking, hiking and geocaching.

Martin has over 15 years’ experience in the financial services industry, initially working part time whilst studying finance and economics at Norwich University. He also worked full time for an insurance company and an estate agency before joining the team in 2015.

Ray Lang

Ray Lang

Ray was born and raised in Hemel Hempstead and was educated at Cavendish School and Dacorum College of Higher Education. He currently lives in Buntingford with his family. In his spare time Ray enjoys running, which includes taking part in half marathons!

Ray has worked in the financial services industry for many years and has previous experience in banking, insurance and as a financial consultant for a corporate estate agency. He has been a part of the team since 2015.

Sarah BW

Sarah Mercer

Sarah was born and raised in Peterborough. For 20 years she has been very active in Scouting and still spends her spare time volunteering.

Sarah has had previous roles as a Financial Operations and Compliance Management and qualified in 2016. She joins the team following a very successful 2018 with over £14million of mortgages written.

Martin Doy

Martin Doy

Martin was born in Great Yarmouth, Norfolk, and raised in Oulton Broad, near Lowestoft, Suffolk. He has lived in Biggleswade, Bedfordshire, since 2012 with his family. In his spare time, Martin enjoys walking, hiking and geocaching.

Martin has over 15 years’ experience in the financial services industry, initially working part time whilst studying finance and economics at Norwich University. He also worked full time for an insurance company and an estate agency before joining the team in 2015.

Justyna Ferra

Justyna Ferra

Justyna was born and raised in Poland and has lived in Cambridgeshire since 2006. She was educated at the University of Economics in Poland and the Anglia Ruskin University in Cambridge. As well as enjoying time with her family, Justyna likes to play computer games as she is very competitive!

Justyna has over 5 years’ experience in the financial services industry, previously working for a high street lender as a mortgage consultant. She joined the team in April 2015.

Ray Lang

Ray Lang

Ray was born and raised in Hemel Hempstead and was educated at Cavendish School and Dacorum College of Higher Education. He currently lives in Buntingford with his family. In his spare time Ray enjoys running, which includes taking part in half marathons!

Ray has worked in the financial services industry for many years and has previous experience in banking, insurance and as a financial consultant for a corporate estate agency. He has been a part of the team since 2015.

Simon Durose

Simon Durose

Simon grew up in Brampton, near Huntingdon, after his father was posted there with the R.A.F. He was educated at Brampton School and Hinchingbrooke School. He now lives in Godmanchester with his family. In his spare time, Simon enjoys running.

Simon has worked in the financial services industry since 1994, initially as an estate agent, before moving into mortgage broking in 2013. He joined the team in 2015.

Sarah BW

Sarah Mercer

Sarah was born and raised in Peterborough. For 20 years she has been very active in Scouting and still spends her spare time volunteering.

Sarah has had previous roles as a Financial Operations and Compliant Management and qualified in 2016. She joins the team following a very successful 2018 with over £14million of mortgages written.

We have mortgages available from a wide range of well known providers

Barclays

Hsbc

Leeds

Nationwide

Natwest

Post office

Tsb

Virgin

Current offers

NHS

We’re supporting the NHS

To say thank you we’re giving a 20% discount* for all NHS staff on your mortgage broker fee to help with the cost of buying your home or remortgaging.

Get your 20% discount

We’re supporting the Armed Forces

To say thank you we’re giving a 20% discount* for all serving members of the Armed Forces on your mortgage broker fee to help with the cost of buying your home or remortgaging.

Get yout 20% discount

Rewrds 4 forces

Thomas Morris in partnership with EFS
Thomas Morris in partnership with EFS

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Embrace Financial Services usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.