Thomas Morris blog

Should you bother with a mortgage broker or go direct to lenders yourself? Let’s look at the pros and cons of both options so you can judge for yourself.

The chancellor has unveiled in this morning’s mini-budget that there will be a permanent cut to stamp duty taking effect immediately, as of Friday 23rd September 2022.  

At Thomas Morris, we know the availability of mortgager impacts every aspect of the property market. There is a clear impact on people looking to buy homes, but even vendors should stay up to date with what is happening with respect to mortgage options.

It is anticipated that interest rates will rise in 2022 and there will be an impact on mortgages. Embrace Financial Services is now encouraging existing homeowners, and even those contemplating buying for the first time, to review their mortgage arrangements as soon as possible. Read on for the reasons why.

At Thomas Morris, we aim to help people understand what is happening in the market, and we are keen to provide buyers and vendors with tailored guidance.

There are many challenges associated with buying a home, but for many buyers, the biggest hurdle to overcome is saving for a deposit. There is a need to place a sizable deposit when buying a home these days.